Side-by-side · Q2 2026 data
Gas & Electric Employees Credit Union vs Cent Credit Union
Credit union
Gas & Electric Employees Credit Union
Mason City, Iowa · Under $100 million in assets
Metric by metric
| Measure | Gas & Electric Employees Credit Union | Cent Credit Union |
|---|---|---|
| TellerScore | 69 | 77 (stronger) |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 0 | 93 (stronger) |
| Earnings | 98 (stronger) | 56 |
| Funding & liquidity | 66 | 68 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 38th | 71st |
| Total assets | $4.5M | $166.0M |
| Deposits / shares | $2.3M | $144.6M |
| Capital ratio | 48.08% (stronger) | 12.73% |
| Problem loans | 4.11% | 0.20% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 1.95% (stronger) | 0.89% |
| Loans ÷ deposits | 94.5% | 92.1% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 3.1% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cent Credit Union has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Gas & Electric Employees Credit Union leads on 4 and Cent Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.