Side-by-side · Q2 2026 data
Gas & Electric Employees Credit Union vs Waterloo Firemen'S Credit Union
Credit union
Gas & Electric Employees Credit Union
Mason City, Iowa · Under $100 million in assets
Metric by metric
| Measure | Gas & Electric Employees Credit Union | Waterloo Firemen'S Credit Union |
|---|---|---|
| TellerScore | 69 | 90 (stronger) |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 98 | 100 (stronger) |
| Funding & liquidity | 66 | 69 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 38th | 89th |
| Total assets | $4.5M | $2.9M |
| Deposits / shares | $2.3M | $2.5M |
| Capital ratio | 48.08% (stronger) | 13.29% |
| Problem loans | 4.11% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.95% | 2.17% (stronger) |
| Loans ÷ deposits | 94.5% | 91.0% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Waterloo Firemen'S Credit Union has the higher TellerScore (90 vs 69). On the 5 directional measures above (where higher or lower is clearly better), Gas & Electric Employees Credit Union leads on 1 and Waterloo Firemen'S Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.