Side-by-side · Q2 2026 data
Gate City Bank vs Community Credit Union
Metric by metric
| Measure | Gate City Bank | Community Credit Union |
|---|---|---|
| TellerScore | 65 | 95 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 77 | 93 (stronger) |
| Earnings | 54 | 85 (stronger) |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 36th | 98th |
| Total assets | $4.0B | $171.6M |
| Deposits / shares | $3.6B | $140.1M |
| Capital ratio | 9.85% | 17.68% (stronger) |
| Problem loans | 0.69% | 0.22% (stronger) |
| Net charge-offs | 0.16% | 0.00% (stronger) |
| Return on assets | 0.85% | 1.61% (stronger) |
| Loans ÷ deposits | 82.5% | 20.6% (stronger) |
| Uninsured deposits | 10.9% | 8.8% (stronger) |
| Offices | 45 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Credit Union has the higher TellerScore (95 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Gate City Bank leads on 0 and Community Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Carrington, ND