Side-by-side · Q2 2026 data
Gateway Bank vs Relyance Bank
Metric by metric
| Measure | Gateway Bank | Relyance Bank |
|---|---|---|
| TellerScore | 32 | 76 (stronger) |
| Capital cushion | 47 | 83 (stronger) |
| Loan quality | 0 | 87 (stronger) |
| Earnings | 51 | 69 (stronger) |
| Funding & liquidity | 40 (stronger) | 39 |
| Problem-loan coverage | 12 | 95 (stronger) |
| Peer percentile | 1st | 80th |
| Total assets | $181.0M | $1.4B |
| Deposits / shares | $162.6M | $1.2B |
| Capital ratio | 9.65% | 13.27% (stronger) |
| Problem loans | 3.96% | 0.40% (stronger) |
| Net charge-offs | 0.08% | 0.02% (stronger) |
| Return on assets | 0.78% | 1.21% (stronger) |
| Loans ÷ deposits | 97.7% | 91.8% (stronger) |
| Uninsured deposits | 35.6% (stronger) | 41.1% |
| Offices | 3 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.0% |
Relyance Bank has the higher TellerScore (76 vs 32). On the 7 directional measures above (where higher or lower is clearly better), Gateway Bank leads on 1 and Relyance Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.