TellerScore

Gateway Bank (FDIC certificate #8730) is based in Rison, Arkansas. Its Q2 2026 call report shows $181.0M in total assets and $162.6M in deposits and 3 offices.

Based on its Q2 2026 filing, Gateway Bank scores 32/100, which we describe as low. That is higher than only 1% of 2,650 banks with $100 million – $1 billion. Among 78 banks headquartered in Arkansas, it ranks 78th. Its strongest component is earnings (51/100; 0.78%), and its lowest is loan quality (0/100; 3.96%).

TellerScore · Q2 2026

Scorecard

Capital cushion47/100
Tier 1 leverage ratio: 9.65%
Loan quality0/100
Noncurrent loans ÷ total loans: 3.96%
Earnings51/100
Return on assets (annualized): 0.78%
Funding & liquidity40/100
Loans ÷ deposits and uninsured-deposit share: 97.7% · 35.6% uninsured
Problem-loan coverage12/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 44.10%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (40 → 32), mostly because the problem-loan coverage component weakened by 39 points.

TellerScore
324761Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202443
Q4 202442
Q1 202540
Q2 202540
Q3 202538
Q4 202539
Q1 202640
Q2 202632
Tier 1 leverage ratio
5.00%7.65%10.30%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.50%
Q3 20249.46%
Q4 20249.37%
Q1 20259.55%
Q2 20259.41%
Q3 20259.96%
Q4 202510.18%
Q1 202610.30%
Q2 20269.65%
Noncurrent loans
0.73%2.56%4.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.73%
Q3 20242.40%
Q4 20242.48%
Q1 20252.79%
Q2 20252.84%
Q3 20254.38%
Q4 20253.45%
Q1 20263.12%
Q2 20263.96%
Return on assets
0.78%1.03%1.29%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.28%
Q3 20241.27%
Q4 20241.28%
Q1 20251.15%
Q2 20251.29%
Q3 20251.24%
Q4 20251.22%
Q1 20261.27%
Q2 20260.78%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202632$181.0M9.65%3.96%0.78%97.7%
Q1 202640$176.7M10.30%3.12%1.27%97.3%
Q4 202539$173.2M10.18%3.45%1.22%100.5%
Q3 202538$168.8M9.96%4.38%1.24%101.0%
Q2 202540$177.8M9.41%2.84%1.29%98.7%
Q1 202540$178.7M9.55%2.79%1.15%100.2%
Q4 202442$175.6M9.37%2.48%1.28%109.4%
Q3 202443$174.5M9.46%2.40%1.27%112.4%
Q2 202461$167.5M9.50%0.73%1.28%111.9%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.65%
24th
Total risk-based capital0.00%
24th
Problem loans3.96%
4th
Net charge-offs0.08%
23rd
Return on assets0.78%
22nd
Net interest margin4.29%
70th
Efficiency ratio77.6%
17th
Loans to deposits97.7%
13th
Uninsured deposits35.6%
16th
Loan-loss reserves1.17%
48th
Texas ratio44.1%
1st

Similar-size banks in Arkansas

InstitutionScoreAssetsCapitalProblem loansCompare
RiverBankBank Pocahontas, AR48 out of 100, Below average$174.4M12.2%3.42%vs
Riverwind BankBank Augusta, AR68 out of 100, Moderate$167.8M9.1%0.16%vs
Bank of Cave CityBank Cave City, AR50 out of 100, Below average$194.4M8.4%1.62%vs
The Peoples BankBank Magnolia, AR65 out of 100, Moderate$195.9M13.6%2.23%vs
Bank of DelightBank Delight, AR86 out of 100, Very strong$201.0M13.4%0.29%vs
Priority BankBank Fayetteville, AR49 out of 100, Below average$153.4M10.5%3.37%vs

Deposit insurance

Is my money safe at Gateway Bank?

Yes. Gateway Bank is an FDIC-insured institution (FDIC certificate #8730). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 35.6% of deposits ($57.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.65%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Gateway Bank lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Gateway Bank
Former names
The Bank of Rison
Type
State-chartered bank (Fed member)
FDIC certificate #
8730
RSSD ID
733540
Primary regulator
FED
Holding company
Sigma Holdings Inc
Established
January 1, 1932
Headquarters
112 Main Street, Rison, AR 71665
Employees
28

Quick answers

Gateway Bank: common questions

Is Gateway Bank FDIC insured?

Yes. Gateway Bank is an FDIC-insured institution (FDIC certificate #8730). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Gateway Bank's TellerScore?

32 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Gateway Bank ever failed?

There is no failure record for FDIC certificate #8730 in the FDIC failed bank list.

How many branches does Gateway Bank have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Rison

InstitutionScoreAssetsCapitalProblem loansCompare
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Connect BankBank Star City, AR89 out of 100, Very strong$123.9M15.9%0.88%vs
Fairfield Federal Credit UnionCredit union Pine Bluff, AR78 out of 100, Strong$97.7M23.3%1.57%vs
Relyance BankBank White Hall, AR76 out of 100, Strong$1.4B13.3%0.40%vs
FBT Bank & MortgageBank Fordyce, AR72 out of 100, Strong$263.6M10.4%0.69%vs
Simmons BankBank Pine Bluff, AR60 out of 100, Moderate$24.7B9.2%0.92%vs