Side-by-side · Q2 2026 data
Gateway Bank vs The Peoples Bank
Metric by metric
| Measure | Gateway Bank | The Peoples Bank |
|---|---|---|
| TellerScore | 32 | 65 (stronger) |
| Capital cushion | 47 | 86 (stronger) |
| Loan quality | 0 | 26 (stronger) |
| Earnings | 51 | 88 (stronger) |
| Funding & liquidity | 40 | 51 (stronger) |
| Problem-loan coverage | 12 | 78 (stronger) |
| Peer percentile | 1st | 29th |
| Total assets | $181.0M | $195.9M |
| Deposits / shares | $162.6M | $136.8M |
| Capital ratio | 9.65% | 13.59% (stronger) |
| Problem loans | 3.96% | 2.23% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.28% |
| Return on assets | 0.78% | 1.69% (stronger) |
| Loans ÷ deposits | 97.7% (stronger) | 109.2% |
| Uninsured deposits | 35.6% | 6.6% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples Bank has the higher TellerScore (65 vs 32). On the 7 directional measures above (where higher or lower is clearly better), Gateway Bank leads on 2 and The Peoples Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.