Side-by-side · Q2 2026 data
Gateway First Bank vs First Fidelity Bank
Metric by metric
| Measure | Gateway First Bank | First Fidelity Bank |
|---|---|---|
| TellerScore | 54 | 69 (stronger) |
| Capital cushion | 91 (stronger) | 52 |
| Loan quality | 0 | 85 (stronger) |
| Earnings | 73 (stronger) | 66 |
| Funding & liquidity | 47 | 62 (stronger) |
| Problem-loan coverage | 49 | 93 (stronger) |
| Peer percentile | 12th | 53rd |
| Total assets | $2.1B | $3.0B |
| Deposits / shares | $1.3B | $2.5B |
| Capital ratio | 14.14% (stronger) | 10.22% |
| Problem loans | 4.36% | 0.46% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 1.33% (stronger) | 1.15% |
| Loans ÷ deposits | 123.4% | 84.9% (stronger) |
| Uninsured deposits | 17.9% (stronger) | 26.9% |
| Offices | 8 | 28 |
| CFPB complaints (3 yrs) | 84 | — |
| Complaints per $1B deposits | 65.3 | — |
| Mortgage denial rate (HMDA) | 5.3% | 47.7% |
First Fidelity Bank has the higher TellerScore (69 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Gateway First Bank leads on 4 and First Fidelity Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.