The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 10 points (44 → 54), mostly because the earnings component improved by 36 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Oklahoma

Yes. Gateway First Bank is an FDIC-insured institution (FDIC certificate #15118). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 17.9% of deposits ($230.7M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.14%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.16% (benchmark: 10%).

Check how much of your own balance is covered

Gateway First Bank lists 8 offices in 8 cities. Most locations:

• Bartlesville, OK (1)
• Cherokee, OK (1)
• Helena, OK (1)
• Jenks, OK (1)
• Nash, OK (1)
• Oklahoma City, OK (1)
• Tonkawa, OK (1)
• Tulsa, OK (1)

All branch addresses and map

Over the last three years, the CFPB forwarded 83 consumer complaints about GATEWAY FIRST BANK to the company (39 in the last 12 months). 100.0% received a timely response. That is 64.5 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

Complaint breakdown by product and issue

In 2025, Gateway First Bank reported 10,999 home-loan applications under HMDA (LEI 54930034MNPILHP25H80): 7,952 originated ($2,085,840,000 total), 451 denied, and 2,538 withdrawn or closed by the applicant. Its denial rate on decided applications was 5.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Gateway First Bank

Former names

Farmers Exchange Bank

Type

State-chartered bank

FDIC certificate #

15118

RSSD ID

3851427

Primary regulator

FDIC

Holding company

Gateway First Bcorp Inc

Established

March 2, 1935

Headquarters

244 S Gateway Pl, Jenks, OK 74037

Website

www.gatewayfirst.com

Employees

612