Side-by-side · Q2 2026 data
Gateway First Bank vs International Bank of Commerce
Metric by metric
| Measure | Gateway First Bank | International Bank of Commerce |
|---|---|---|
| TellerScore | 54 | 88 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 0 | 78 (stronger) |
| Earnings | 73 | 75 (stronger) |
| Funding & liquidity | 47 | 90 (stronger) |
| Problem-loan coverage | 49 | 96 (stronger) |
| Peer percentile | 12th | 98th |
| Total assets | $2.1B | $1.6B |
| Deposits / shares | $1.3B | $1.2B |
| Capital ratio | 14.14% | 15.53% (stronger) |
| Problem loans | 4.36% | 0.66% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.25% |
| Return on assets | 1.33% | 1.37% (stronger) |
| Loans ÷ deposits | 123.4% | 54.8% (stronger) |
| Uninsured deposits | 17.9% (stronger) | 24.2% |
| Offices | 8 | 41 |
| CFPB complaints (3 yrs) | 84 | — |
| Complaints per $1B deposits | 65.3 | — |
| Mortgage denial rate (HMDA) | 5.3% | — |
International Bank of Commerce has the higher TellerScore (88 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Gateway First Bank leads on 2 and International Bank of Commerce on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.