Side-by-side · Q2 2026 data
Gateway First Bank vs RCB Bank
Metric by metric
| Measure | Gateway First Bank | RCB Bank |
|---|---|---|
| TellerScore | 54 | 72 (stronger) |
| Capital cushion | 91 (stronger) | 57 |
| Loan quality | 0 | 69 (stronger) |
| Earnings | 73 | 79 (stronger) |
| Funding & liquidity | 47 | 88 (stronger) |
| Problem-loan coverage | 49 | 91 (stronger) |
| Peer percentile | 12th | 66th |
| Total assets | $2.1B | $4.0B |
| Deposits / shares | $1.3B | $3.5B |
| Capital ratio | 14.14% (stronger) | 10.70% |
| Problem loans | 4.36% | 0.94% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.11% |
| Return on assets | 1.33% | 1.47% (stronger) |
| Loans ÷ deposits | 123.4% | 64.9% (stronger) |
| Uninsured deposits | 17.9% (stronger) | 21.9% |
| Offices | 8 | 55 |
| CFPB complaints (3 yrs) | 83 | — |
| Complaints per $1B deposits | 64.5 | — |
| Mortgage denial rate (HMDA) | 5.3% | 9.7% |
RCB Bank has the higher TellerScore (72 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Gateway First Bank leads on 3 and RCB Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.