Side-by-side · Q2 2026 data
GBC International Bank vs Bank of San Francisco
Metric by metric
| Measure | GBC International Bank | Bank of San Francisco |
|---|---|---|
| TellerScore | 83 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 91 | 97 (stronger) |
| Earnings | 63 (stronger) | 57 |
| Funding & liquidity | 52 (stronger) | 31 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 84th | 37th |
| Total assets | $658.5M | $863.6M |
| Deposits / shares | $504.6M | $740.7M |
| Capital ratio | 15.94% (stronger) | 10.92% |
| Problem loans | 0.26% | 0.09% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.08% (stronger) | 0.93% |
| Loans ÷ deposits | 89.5% (stronger) | 92.8% |
| Uninsured deposits | 32.1% (stronger) | 47.6% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
GBC International Bank has the higher TellerScore (83 vs 68). On the 7 directional measures above (where higher or lower is clearly better), GBC International Bank leads on 5 and Bank of San Francisco on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.