Side-by-side · Q2 2026 data
GBC International Bank vs Qualstar Credit Union
Metric by metric
| Measure | GBC International Bank | Qualstar Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 80 |
| Capital cushion | 100 | 100 |
| Loan quality | 91 (stronger) | 53 |
| Earnings | 63 | 76 (stronger) |
| Funding & liquidity | 52 | 87 (stronger) |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 84th | 78th |
| Total assets | $658.5M | $939.3M |
| Deposits / shares | $504.6M | $774.6M |
| Capital ratio | 15.94% | 15.99% (stronger) |
| Problem loans | 0.26% (stronger) | 1.41% |
| Net charge-offs | 0.03% (stronger) | 1.48% |
| Return on assets | 1.08% | 1.40% (stronger) |
| Loans ÷ deposits | 89.5% | 73.2% (stronger) |
| Uninsured deposits | 32.1% | 8.5% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.1% |
GBC International Bank has the higher TellerScore (83 vs 80). On the 7 directional measures above (where higher or lower is clearly better), GBC International Bank leads on 3 and Qualstar Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.