The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 7 points (73 → 80), mostly because the earnings component improved by 20 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Washington

Yes. Qualstar Credit Union is a federally insured credit union (NCUA charter #68223). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.5% of shares and deposits ($65.9M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 15.99%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Qualstar Credit Union lists 5 offices in 5 cities. Most locations:

• Bothell, WA (1)
• Everett, WA (1)
• Federal Way, WA (1)
• Renton, WA (1)
• Tacoma, WA (1)

All branch addresses and map

In 2025, Qualstar Credit Union reported 608 home-loan applications under HMDA (LEI 254900QPRPHIXEAX3L37): 372 originated ($52,980,000 total), 121 denied, and 105 withdrawn or closed by the applicant. Its denial rate on decided applications was 24.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Qualstar Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68223

RSSD ID

553980

Primary regulator

State + NCUA

Established

1952

Headquarters

Po Box 3050, Bothell, WA 98041

Employees

114