Side-by-side · Q2 2026 data
GBC International Bank vs Star One Credit Union
Metric by metric
| Measure | GBC International Bank | Star One Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 91 | 96 (stronger) |
| Earnings | 63 (stronger) | 25 |
| Funding & liquidity | 52 | 71 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 84th | 82nd |
| Total assets | $658.5M | $9.7B |
| Deposits / shares | $504.6M | $8.4B |
| Capital ratio | 15.94% (stronger) | 14.06% |
| Problem loans | 0.26% | 0.13% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.04% |
| Return on assets | 1.08% (stronger) | 0.12% |
| Loans ÷ deposits | 89.5% | 80.5% (stronger) |
| Uninsured deposits | 32.1% | 22.9% (stronger) |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.0% |
GBC International Bank has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), GBC International Bank leads on 4 and Star One Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.