Side-by-side · Q2 2026 data
Gecu Federal Credit Union vs First Community Credit Union
Metric by metric
| Measure | Gecu Federal Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 58 |
| Capital cushion | 86 (stronger) | 30 |
| Loan quality | 67 | 87 (stronger) |
| Earnings | 75 (stronger) | 54 |
| Funding & liquidity | 60 (stronger) | 50 |
| Problem-loan coverage | 87 | 90 (stronger) |
| Peer percentile | 75th | 19th |
| Total assets | $4.7B | $3.1B |
| Deposits / shares | $3.9B | $2.0B |
| Capital ratio | 13.61% (stronger) | 7.98% |
| Problem loans | 1.00% | 0.39% (stronger) |
| Net charge-offs | 1.20% | 0.49% (stronger) |
| Return on assets | 1.38% (stronger) | 0.85% |
| Loans ÷ deposits | 100.0% (stronger) | 118.4% |
| Uninsured deposits | 6.9% (stronger) | 9.9% |
| Offices | 6 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gecu Federal Credit Union has the higher TellerScore (75 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Gecu Federal Credit Union leads on 5 and First Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.