Side-by-side · Q2 2026 data
Gecu Federal Credit Union vs Texas Dow Employees Credit Union
Metric by metric
| Measure | Gecu Federal Credit Union | Texas Dow Employees Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 49 |
| Capital cushion | 86 (stronger) | 52 |
| Loan quality | 67 (stronger) | 41 |
| Earnings | 75 (stronger) | 41 |
| Funding & liquidity | 60 (stronger) | 52 |
| Problem-loan coverage | 87 (stronger) | 67 |
| Peer percentile | 75th | 5th |
| Total assets | $4.7B | $5.0B |
| Deposits / shares | $3.9B | $4.0B |
| Capital ratio | 13.61% (stronger) | 10.17% |
| Problem loans | 1.00% (stronger) | 1.77% |
| Net charge-offs | 1.20% | 0.96% (stronger) |
| Return on assets | 1.38% (stronger) | 0.52% |
| Loans ÷ deposits | 100.0% (stronger) | 108.3% |
| Uninsured deposits | 6.9% | 4.9% (stronger) |
| Offices | 6 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.2% |
Gecu Federal Credit Union has the higher TellerScore (75 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Gecu Federal Credit Union leads on 5 and Texas Dow Employees Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.