Side-by-side · Q2 2026 data
Geddes Federal Savings and Loan Association vs Community Federal Savings Bank
Metric by metric
| Measure | Geddes Federal Savings and Loan Association | Community Federal Savings Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 53 |
| Capital cushion | 97 (stronger) | 49 |
| Loan quality | 85 | 86 (stronger) |
| Earnings | 33 (stronger) | 0 |
| Funding & liquidity | 50 | 50 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 57th | 9th |
| Total assets | $685.7M | $827.0M |
| Deposits / shares | $512.0M | $714.9M |
| Capital ratio | 14.70% (stronger) | 9.94% |
| Problem loans | 0.44% | 0.43% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.26% |
| Return on assets | 0.32% (stronger) | -0.65% |
| Loans ÷ deposits | 113.2% | 55.1% (stronger) |
| Uninsured deposits | 12.6% (stronger) | 92.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | 0.0% |
Geddes Federal Savings and Loan Association has the higher TellerScore (74 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Geddes Federal Savings and Loan Association leads on 5 and Community Federal Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.