Community Federal Savings Bank is a savings bank headquartered in Woodhaven, New York, in business for about 25 years. At the end of Q2 2026 it reported $827.0M in total assets and $714.9M in deposits, with 1 office.
Based on its Q2 2026 filing, Community Federal Savings Bank scores 53/100, which we describe as below average. That is higher than only 9% of 2,650 banks with $100 million – $1 billion. Among 121 banks headquartered in New York, it ranks 94th. Its strongest component is problem-loan coverage (96/100; 1.8%), and its lowest is earnings (0/100; -0.65%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 16 points (69 → 53), mostly because the earnings component weakened by 83 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 70 |
| Q4 2024 | 69 |
| Q1 2025 | 68 |
| Q2 2025 | 69 |
| Q3 2025 | 68 |
| Q4 2025 | 69 |
| Q1 2026 | 55 |
| Q2 2026 | 53 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.56% |
| Q3 2024 | 9.79% |
| Q4 2024 | 9.36% |
| Q1 2025 | 10.08% |
| Q2 2025 | 10.45% |
| Q3 2025 | 10.18% |
| Q4 2025 | 11.03% |
| Q1 2026 | 10.56% |
| Q2 2026 | 9.94% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.12% |
| Q3 2024 | 0.81% |
| Q4 2024 | 0.77% |
| Q1 2025 | 0.79% |
| Q2 2025 | 0.73% |
| Q3 2025 | 0.69% |
| Q4 2025 | 0.67% |
| Q1 2026 | 0.43% |
| Q2 2026 | 0.43% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 3.00% |
| Q3 2024 | 2.94% |
| Q4 2024 | 2.62% |
| Q1 2025 | 1.71% |
| Q2 2025 | 1.57% |
| Q3 2025 | 1.53% |
| Q4 2025 | 1.29% |
| Q1 2026 | -1.10% |
| Q2 2026 | -0.65% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 53 | $827.0M | 9.94% | 0.43% | -0.65% | 55.1% |
| Q1 2026 | 55 | $848.6M | 10.56% | 0.43% | -1.10% | 52.3% |
| Q4 2025 | 69 | $866.4M | 11.03% | 0.67% | 1.29% | 46.5% |
| Q3 2025 | 68 | $857.1M | 10.18% | 0.69% | 1.53% | 45.7% |
| Q2 2025 | 69 | $812.8M | 10.45% | 0.73% | 1.57% | 45.4% |
| Q1 2025 | 68 | $797.0M | 10.08% | 0.79% | 1.71% | 44.5% |
| Q4 2024 | 69 | $892.8M | 9.36% | 0.77% | 2.62% | 38.1% |
| Q3 2024 | 70 | $823.2M | 9.79% | 0.81% | 2.94% | 41.4% |
| Q2 2024 | 66 | $780.3M | 9.56% | 1.12% | 3.00% | 40.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Quontic BankBank Astoria, NY | 37 out of 100, Low | $787.0M | 9.7% | 3.53% | vs |
| Lake Shore BankBank Dunkirk, NY | 86 out of 100, Very strong | $735.9M | 17.4% | 0.25% | vs |
| First National Bank of ScotiaBank Scotia, NY | 55 out of 100, Moderate | $719.0M | 9.2% | 1.50% | vs |
| Jeff Bank, National AssociationBank Jeffersonville, NY | 95 out of 100, Very strong | $686.2M | 14.9% | 0.37% | vs |
| Geddes Federal Savings and Loan AssociationBank Syracuse, NY | 74 out of 100, Strong | $685.7M | 14.7% | 0.44% | vs |
| Watertown Savings BankBank Watertown, NY | 79 out of 100, Strong | $971.0M | 17.6% | 1.95% | vs |
Deposit insurance
Is my money safe at Community Federal Savings Bank?
Yes. Community Federal Savings Bank is an FDIC-insured institution (FDIC certificate #57129). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 92.1% of deposits ($658.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.94%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.98% (benchmark: 10%).
1 location
Branches
Community Federal Savings Bank lists 1 office in 1 city. Most locations:
- Woodhaven, NY (1)
HMDA 2025
Mortgage lending
In 2025, Community Federal Savings Bank reported 33 home-loan applications under HMDA (LEI 549300XVCHXNN8R67U29): 29 originated ($75,195,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Community Federal Savings Bank
- Type
- Savings bank
- FDIC certificate #
- 57129
- RSSD ID
- 3040418
- Primary regulator
- OCC
- Holding company
- Community FSB Holding Co
- Established
- July 16, 2001
- Headquarters
- 8916 Jamaica Ave, Woodhaven, NY 11421
- Website
- www.cfsb.com
- Employees
- 227
Quick answers
Community Federal Savings Bank: common questions
Is Community Federal Savings Bank FDIC insured?
Yes. Community Federal Savings Bank is an FDIC-insured institution (FDIC certificate #57129). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Community Federal Savings Bank's TellerScore?
53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Community Federal Savings Bank ever failed?
There is no failure record for FDIC certificate #57129 in the FDIC failed bank list.
How many branches does Community Federal Savings Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Woodhaven
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Wakefern Federal Credit UnionCredit union Elizabeth, NJ | 99 out of 100, Very strong | $12.0M | 24.3% | 0.13% | vs |
| Paul Quinn Federal Credit UnionCredit union Jamaica, NY | 93 out of 100, Very strong | $358K | 26.1% | 0.00% | vs |
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |