Side-by-side · Q2 2026 data
Geddes Federal Savings and Loan Association vs Money Federal Credit Union
Metric by metric
| Measure | Geddes Federal Savings and Loan Association | Money Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 81 (stronger) |
| Capital cushion | 97 (stronger) | 88 |
| Loan quality | 85 | 90 (stronger) |
| Earnings | 33 | 37 (stronger) |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 57th | 68th |
| Total assets | $685.7M | $51.3M |
| Deposits / shares | $512.0M | $45.1M |
| Capital ratio | 14.70% (stronger) | 13.78% |
| Problem loans | 0.44% | 0.29% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 0.32% | 0.43% (stronger) |
| Loans ÷ deposits | 113.2% | 47.9% (stronger) |
| Uninsured deposits | 12.6% | 8.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | — |
Money Federal Credit Union has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Geddes Federal Savings and Loan Association leads on 2 and Money Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.