Side-by-side · Q2 2026 data
Geddes Federal Savings and Loan Association vs NewBank
Metric by metric
| Measure | Geddes Federal Savings and Loan Association | NewBank |
|---|---|---|
| TellerScore | 74 (stronger) | 58 |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 85 (stronger) | 12 |
| Earnings | 33 | 53 (stronger) |
| Funding & liquidity | 50 (stronger) | 49 |
| Problem-loan coverage | 95 (stronger) | 75 |
| Peer percentile | 57th | 16th |
| Total assets | $685.7M | $618.0M |
| Deposits / shares | $512.0M | $517.7M |
| Capital ratio | 14.70% | 15.00% (stronger) |
| Problem loans | 0.44% (stronger) | 2.65% |
| Net charge-offs | 0.00% (stronger) | 0.69% |
| Return on assets | 0.32% | 0.83% (stronger) |
| Loans ÷ deposits | 113.2% | 88.6% (stronger) |
| Uninsured deposits | 12.6% (stronger) | 35.6% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | — |
Geddes Federal Savings and Loan Association has the higher TellerScore (74 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Geddes Federal Savings and Loan Association leads on 4 and NewBank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.