Side-by-side · Q2 2026 data
Geismar Complex Federal Credit Union vs Department of Corrections Credit Union
Credit union
Geismar Complex Federal Credit Union
Geismar, Louisiana · Under $100 million in assets
Credit union
Department of Corrections Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Geismar Complex Federal Credit Union | Department of Corrections Credit Union |
|---|---|---|
| TellerScore | 80 | 90 (stronger) |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 83 (stronger) | 81 |
| Earnings | 60 | 86 (stronger) |
| Funding & liquidity | 91 (stronger) | 86 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 65th | 95th |
| Total assets | $44.6M | $126.3M |
| Deposits / shares | $38.6M | $96.0M |
| Capital ratio | 13.11% | 23.38% (stronger) |
| Problem loans | 0.51% (stronger) | 0.57% |
| Net charge-offs | -0.15% (stronger) | 0.39% |
| Return on assets | 1.01% | 1.64% (stronger) |
| Loans ÷ deposits | 69.0% (stronger) | 74.4% |
| Uninsured deposits | 10.0% | 1.5% (stronger) |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Department of Corrections Credit Union has the higher TellerScore (90 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Geismar Complex Federal Credit Union leads on 3 and Department of Corrections Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.