TellerScore

Geismar Complex Federal Credit Union (NCUA charter #23620) is based in Geismar, Louisiana. Its Q2 2026 call report shows $44.6M in total assets and $38.6M in member shares and deposits and 1 office.

Geismar Complex Federal Credit Union has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 65% of its 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 36th. Problem-loan coverage contributes the most (95/100, 2.3%); earnings contributes the least (60/100, 1.01%).

TellerScore · Q2 2026

Scorecard

Capital cushion81/100
Net worth ratio: 13.11%
Loan quality83/100
Loans 60+ days delinquent ÷ total loans: 0.51%
Earnings60/100
Return on assets (annualized): 1.01%
Funding & liquidity91/100
Loans ÷ shares: 69.0% · 10.0% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.34%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (85 → 80), mostly because the earnings component weakened by 24 points.

TellerScore
778388Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202487
Q3 202486
Q4 202488
Q1 202587
Q2 202585
Q3 202579
Q4 202580
Q1 202677
Q2 202680
Net worth ratio
7.00%10.46%13.93%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202413.10%
Q3 202413.36%
Q4 202413.79%
Q1 202513.93%
Q2 202513.75%
Q3 202513.01%
Q4 202513.13%
Q1 202613.22%
Q2 202613.11%
Delinquent loans (60+ days)
0.51%0.68%0.85%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.62%
Q3 20240.77%
Q4 20240.65%
Q1 20250.52%
Q2 20250.64%
Q3 20250.85%
Q4 20250.74%
Q1 20260.71%
Q2 20260.51%
Return on assets
0.84%1.49%2.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20242.14%
Q3 20242.03%
Q4 20241.93%
Q1 20251.63%
Q2 20251.59%
Q3 20251.29%
Q4 20251.24%
Q1 20260.84%
Q2 20261.01%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$44.6M13.11%0.51%1.01%69.0%
Q1 202677$43.2M13.22%0.71%0.84%68.9%
Q4 202580$42.8M13.13%0.74%1.24%68.6%
Q3 202579$42.3M13.01%0.85%1.29%68.0%
Q2 202585$39.3M13.75%0.64%1.59%72.8%
Q1 202587$37.6M13.93%0.52%1.63%71.4%
Q4 202488$36.9M13.79%0.65%1.93%70.1%
Q3 202486$37.0M13.36%0.77%2.03%71.0%
Q2 202487$36.4M13.10%0.62%2.14%67.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.11%
40th
Problem loans0.51%
58th
Net charge-offs-0.15%
95th
Return on assets1.01%
68th
Loans to deposits69.0%
35th
Uninsured deposits10.0%
7th
Loan-loss reserves0.00%
37th
Texas ratio2.3%
49th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Access of Louisiana Federal Credit UnionCredit union Lake Charles, LA51 out of 100, Below average$44.5M9.8%1.88%vs
Les Federal Credit UnionCredit union Baton Rouge, LA74 out of 100, Strong$45.1M11.7%0.15%vs
705 Federal Credit UnionCredit union Lafayette, LA41 out of 100, Below average$43.0M7.9%2.03%vs
Willis Knighton Federal Credit UnionCredit union Shreveport, LA85 out of 100, Very strong$46.1M18.5%0.32%vs
River Region Federal Credit UnionCredit union Lutcher, LA68 out of 100, Moderate$42.0M19.6%2.38%vs
St. Tammany Federal Credit UnionCredit union Slidell, LA71 out of 100, Strong$47.2M14.1%1.02%vs

Deposit insurance

Is my money safe at Geismar Complex Federal Credit Union?

Yes. Geismar Complex Federal Credit Union is a federally insured credit union (NCUA charter #23620). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 10.0% of shares and deposits ($3.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.11%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Geismar Complex Federal Credit Union lists 1 office in 1 city. Most locations:

  • Geismar, LA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Geismar Complex Federal Credit Union
Type
Federal credit union
NCUA charter #
23620
RSSD ID
171599
Primary regulator
NCUA
Established
1980
Headquarters
35294 Highway 30, Geismar, LA 70734
Employees
7

Quick answers

Geismar Complex Federal Credit Union: common questions

Is Geismar Complex Federal Credit Union NCUA insured?

Yes. Geismar Complex Federal Credit Union is a federally insured credit union (NCUA charter #23620). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Geismar Complex Federal Credit Union's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Geismar Complex Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Geismar

InstitutionScoreAssetsCapitalProblem loansCompare
Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA96 out of 100, Very strong$58.2M22.0%0.33%vs
Baton Rouge Fire Department Federal Credit UnionCredit union Baton Rouge, LA92 out of 100, Very strong$82.1M22.0%0.52%vs
Nucor Employee'S Credit UnionCredit union Florence, SC91 out of 100, Very strong$68.2M19.7%0.61%vs
South Louisiana BankBank Houma, LA91 out of 100, Very strong$659.8M15.3%0.45%vs
Department of Corrections Credit UnionCredit union Baton Rouge, LA90 out of 100, Very strong$126.3M23.4%0.57%vs
Gp Louisiana Federal Credit UnionCredit union Zachary, LA88 out of 100, Very strong$66.2M17.0%0.80%vs