Side-by-side · Q2 2026 data
Genco Federal Credit Union vs Linkage Credit Union
Metric by metric
| Measure | Genco Federal Credit Union | Linkage Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 73 |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 94 (stronger) | 58 |
| Earnings | 98 (stronger) | 23 |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 99th | 47th |
| Total assets | $494.7M | $18.2M |
| Deposits / shares | $421.9M | $14.9M |
| Capital ratio | 14.26% | 17.92% (stronger) |
| Problem loans | 0.19% (stronger) | 1.27% |
| Net charge-offs | 0.63% | 0.46% (stronger) |
| Return on assets | 1.95% (stronger) | 0.07% |
| Loans ÷ deposits | 56.5% (stronger) | 64.6% |
| Uninsured deposits | 6.0% | 1.6% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 57.1% | — |
Genco Federal Credit Union has the higher TellerScore (96 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Genco Federal Credit Union leads on 4 and Linkage Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.