Side-by-side · Q2 2026 data
Genco Federal Credit Union vs Texar Federal Credit Union
Metric by metric
| Measure | Genco Federal Credit Union | Texar Federal Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 81 |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 94 (stronger) | 76 |
| Earnings | 98 (stronger) | 52 |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 99th | 80th |
| Total assets | $494.7M | $440.5M |
| Deposits / shares | $421.9M | $335.3M |
| Capital ratio | 14.26% | 16.42% (stronger) |
| Problem loans | 0.19% (stronger) | 0.72% |
| Net charge-offs | 0.63% | 0.34% (stronger) |
| Return on assets | 1.95% (stronger) | 0.79% |
| Loans ÷ deposits | 56.5% (stronger) | 76.5% |
| Uninsured deposits | 6.0% (stronger) | 9.9% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 57.1% | 7.0% |
Genco Federal Credit Union has the higher TellerScore (96 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Genco Federal Credit Union leads on 5 and Texar Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.