Side-by-side · Q2 2026 data
Genco Federal Credit Union vs Texas Tech Federal Credit Union
Metric by metric
| Measure | Genco Federal Credit Union | Texas Tech Federal Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 69 |
| Capital cushion | 93 (stronger) | 57 |
| Loan quality | 94 (stronger) | 86 |
| Earnings | 98 (stronger) | 52 |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 99 (stronger) | 87 |
| Peer percentile | 99th | 48th |
| Total assets | $494.7M | $450.8M |
| Deposits / shares | $421.9M | $392.8M |
| Capital ratio | 14.26% (stronger) | 10.73% |
| Problem loans | 0.19% (stronger) | 0.42% |
| Net charge-offs | 0.63% | 0.30% (stronger) |
| Return on assets | 1.95% (stronger) | 0.80% |
| Loans ÷ deposits | 56.5% (stronger) | 87.0% |
| Uninsured deposits | 6.0% (stronger) | 9.6% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 57.1% | 1.2% |
Genco Federal Credit Union has the higher TellerScore (96 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Genco Federal Credit Union leads on 6 and Texas Tech Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.