Side-by-side · Q2 2026 data
Generations Bank vs Bank of Clarks
Metric by metric
| Measure | Generations Bank | Bank of Clarks |
|---|---|---|
| TellerScore | 54 (stronger) | 37 |
| Capital cushion | 56 (stronger) | 48 |
| Loan quality | 37 (stronger) | 0 |
| Earnings | 52 (stronger) | 31 |
| Funding & liquidity | 68 | 71 (stronger) |
| Problem-loan coverage | 75 (stronger) | 56 |
| Peer percentile | 13th | 3rd |
| Total assets | $58.3M | $58.5M |
| Deposits / shares | $46.8M | $49.2M |
| Capital ratio | 10.58% (stronger) | 9.79% |
| Problem loans | 1.90% (stronger) | 3.20% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 0.81% (stronger) | 0.29% |
| Loans ÷ deposits | 92.7% | 88.8% (stronger) |
| Uninsured deposits | 10.7% (stronger) | 13.5% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Generations Bank has the higher TellerScore (54 vs 37). On the 7 directional measures above (where higher or lower is clearly better), Generations Bank leads on 6 and Bank of Clarks on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.