Side-by-side · Q2 2026 data
Generations Bank vs FBT Bank & Mortgage
Metric by metric
| Measure | Generations Bank | FBT Bank & Mortgage |
|---|---|---|
| TellerScore | 63 | 72 (stronger) |
| Capital cushion | 65 (stronger) | 54 |
| Loan quality | 50 | 77 (stronger) |
| Earnings | 68 | 76 (stronger) |
| Funding & liquidity | 58 | 85 (stronger) |
| Problem-loan coverage | 82 | 88 (stronger) |
| Peer percentile | 30th | 50th |
| Total assets | $1.1B | $263.6M |
| Deposits / shares | $935.6M | $222.1M |
| Capital ratio | 11.51% (stronger) | 10.39% |
| Problem loans | 1.51% | 0.69% (stronger) |
| Net charge-offs | 1.31% | 0.35% (stronger) |
| Return on assets | 1.19% | 1.41% (stronger) |
| Loans ÷ deposits | 81.2% | 70.2% (stronger) |
| Uninsured deposits | 33.7% | 19.5% (stronger) |
| Offices | 11 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | — |
FBT Bank & Mortgage has the higher TellerScore (72 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Generations Bank leads on 1 and FBT Bank & Mortgage on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.