Side-by-side · Q2 2026 data
Generations Bank vs River Valley Community Federal Credit Union
Credit union
River Valley Community Federal Credit Union
Camden, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Generations Bank | River Valley Community Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 74 (stronger) |
| Capital cushion | 65 | 89 (stronger) |
| Loan quality | 50 | 58 (stronger) |
| Earnings | 68 (stronger) | 62 |
| Funding & liquidity | 58 | 80 (stronger) |
| Problem-loan coverage | 82 | 85 (stronger) |
| Peer percentile | 30th | 49th |
| Total assets | $1.1B | $64.3M |
| Deposits / shares | $935.6M | $55.0M |
| Capital ratio | 11.51% | 13.91% (stronger) |
| Problem loans | 1.51% | 1.25% (stronger) |
| Net charge-offs | 1.31% | 0.45% (stronger) |
| Return on assets | 1.19% (stronger) | 1.04% |
| Loans ÷ deposits | 81.2% | 80.7% (stronger) |
| Uninsured deposits | 33.7% | 1.5% (stronger) |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | — |
River Valley Community Federal Credit Union has the higher TellerScore (74 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Generations Bank leads on 1 and River Valley Community Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Camden, AR