Side-by-side · Q2 2026 data
Generations Community Federal Credit Union vs Members Choice Credit Union
Credit union
Generations Community Federal Credit Union
San Antonio, Texas · $100 million – $1 billion
Metric by metric
| Measure | Generations Community Federal Credit Union | Members Choice Credit Union |
|---|---|---|
| TellerScore | 57 (stronger) | 50 |
| Capital cushion | 43 (stronger) | 28 |
| Loan quality | 71 | 74 (stronger) |
| Earnings | 35 (stronger) | 26 |
| Funding & liquidity | 75 (stronger) | 64 |
| Problem-loan coverage | 85 | 85 |
| Peer percentile | 14th | 6th |
| Total assets | $734.6M | $720.9M |
| Deposits / shares | $617.1M | $584.7M |
| Capital ratio | 9.30% (stronger) | 7.83% |
| Problem loans | 0.88% | 0.77% (stronger) |
| Net charge-offs | 0.41% (stronger) | 0.97% |
| Return on assets | 0.38% (stronger) | 0.15% |
| Loans ÷ deposits | 85.6% (stronger) | 96.7% |
| Uninsured deposits | 7.7% (stronger) | 10.3% |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.1% | — |
Generations Community Federal Credit Union has the higher TellerScore (57 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Generations Community Federal Credit Union leads on 6 and Members Choice Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.