Side-by-side · Q2 2026 data
Generations Community Federal Credit Union vs Texell Credit Union
Credit union
Generations Community Federal Credit Union
San Antonio, Texas · $100 million – $1 billion
Metric by metric
| Measure | Generations Community Federal Credit Union | Texell Credit Union |
|---|---|---|
| TellerScore | 57 | 70 (stronger) |
| Capital cushion | 43 | 55 (stronger) |
| Loan quality | 71 | 80 (stronger) |
| Earnings | 35 | 73 (stronger) |
| Funding & liquidity | 75 (stronger) | 71 |
| Problem-loan coverage | 85 (stronger) | 83 |
| Peer percentile | 14th | 51st |
| Total assets | $734.6M | $801.0M |
| Deposits / shares | $617.1M | $700.0M |
| Capital ratio | 9.30% | 10.48% (stronger) |
| Problem loans | 0.88% | 0.60% (stronger) |
| Net charge-offs | 0.41% (stronger) | 0.99% |
| Return on assets | 0.38% | 1.31% (stronger) |
| Loans ÷ deposits | 85.6% (stronger) | 89.5% |
| Uninsured deposits | 7.7% (stronger) | 8.8% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.1% | 26.6% |
Texell Credit Union has the higher TellerScore (70 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Generations Community Federal Credit Union leads on 3 and Texell Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.