Side-by-side · Q2 2026 data
Generations Credit Union vs Membersalliance Credit Union
Metric by metric
| Measure | Generations Credit Union | Membersalliance Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 97 (stronger) | 85 |
| Earnings | 57 (stronger) | 53 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 90th | 41st |
| Total assets | $22.4M | $303.6M |
| Deposits / shares | $18.5M | $271.9M |
| Capital ratio | 16.38% (stronger) | 9.38% |
| Problem loans | 0.10% (stronger) | 0.45% |
| Net charge-offs | 0.21% (stronger) | 0.39% |
| Return on assets | 0.92% (stronger) | 0.82% |
| Loans ÷ deposits | 52.7% (stronger) | 77.6% |
| Uninsured deposits | 0.1% | 0.0% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Generations Credit Union has the higher TellerScore (91 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Generations Credit Union leads on 6 and Membersalliance Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.