Side-by-side · Q2 2026 data
Generations Federal Credit Union vs Country Heritage Credit Union
Credit union
Generations Federal Credit Union
LA Porte, Indiana · Under $100 million in assets
Metric by metric
| Measure | Generations Federal Credit Union | Country Heritage Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 75 |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 80 (stronger) | 49 |
| Earnings | 79 (stronger) | 76 |
| Funding & liquidity | 95 (stronger) | 54 |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 85th | 52nd |
| Total assets | $12.2M | $51.4M |
| Deposits / shares | $10.4M | $39.7M |
| Capital ratio | 14.37% | 22.46% (stronger) |
| Problem loans | 0.59% (stronger) | 1.54% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.47% (stronger) | 1.41% |
| Loans ÷ deposits | 65.2% (stronger) | 96.3% |
| Uninsured deposits | 0.0% (stronger) | 23.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Generations Federal Credit Union has the higher TellerScore (88 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Generations Federal Credit Union leads on 6 and Country Heritage Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.