Side-by-side · Q2 2026 data
Generations Federal Credit Union vs Public Service #3 Credit Union
Credit union
Generations Federal Credit Union
LA Porte, Indiana · Under $100 million in assets
Metric by metric
| Measure | Generations Federal Credit Union | Public Service #3 Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 71 |
| Capital cushion | 94 (stronger) | 67 |
| Loan quality | 80 (stronger) | 70 |
| Earnings | 79 (stronger) | 51 |
| Funding & liquidity | 95 (stronger) | 92 |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 85th | 42nd |
| Total assets | $12.2M | $86.9M |
| Deposits / shares | $10.4M | $75.9M |
| Capital ratio | 14.37% (stronger) | 11.74% |
| Problem loans | 0.59% (stronger) | 0.89% |
| Net charge-offs | -0.02% (stronger) | 0.22% |
| Return on assets | 1.47% (stronger) | 0.78% |
| Loans ÷ deposits | 65.2% (stronger) | 68.7% |
| Uninsured deposits | 0.0% (stronger) | 4.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Generations Federal Credit Union has the higher TellerScore (88 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Generations Federal Credit Union leads on 7 and Public Service #3 Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.