Side-by-side · Q2 2026 data
Genesee Regional Bank vs Amerasia Bank
Metric by metric
| Measure | Genesee Regional Bank | Amerasia Bank |
|---|---|---|
| TellerScore | 72 | 78 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 80 (stronger) | 47 |
| Earnings | 81 | 92 (stronger) |
| Funding & liquidity | 54 | 64 (stronger) |
| Problem-loan coverage | 92 (stronger) | 85 |
| Peer percentile | 66th | 86th |
| Total assets | $1.3B | $1.1B |
| Deposits / shares | $1.1B | $914.0M |
| Capital ratio | 10.97% | 15.12% (stronger) |
| Problem loans | 0.59% (stronger) | 1.59% |
| Net charge-offs | 0.05% | 0.02% (stronger) |
| Return on assets | 1.54% | 1.79% (stronger) |
| Loans ÷ deposits | 83.4% (stronger) | 89.1% |
| Uninsured deposits | 35.7% | 21.9% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | — |
Amerasia Bank has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Genesee Regional Bank leads on 2 and Amerasia Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.