Side-by-side · Q2 2026 data
Genesee Regional Bank vs Greene County Commercial Bank
Metric by metric
| Measure | Genesee Regional Bank | Greene County Commercial Bank |
|---|---|---|
| TellerScore | 72 | 73 (stronger) |
| Capital cushion | 60 (stronger) | 51 |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 81 (stronger) | 75 |
| Funding & liquidity | 54 (stronger) | 50 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 66th | 70th |
| Total assets | $1.3B | $1.3B |
| Deposits / shares | $1.1B | $1.2B |
| Capital ratio | 10.97% (stronger) | 10.05% |
| Problem loans | 0.59% | 0.00% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.54% (stronger) | 1.37% |
| Loans ÷ deposits | 83.4% | 0.0% (stronger) |
| Uninsured deposits | 35.7% (stronger) | 88.8% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | — |
Greene County Commercial Bank has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Genesee Regional Bank leads on 3 and Greene County Commercial Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.