Side-by-side · Q2 2026 data
Genisys Credit Union vs Jolt Credit Union
Metric by metric
| Measure | Genisys Credit Union | Jolt Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 64 | 86 (stronger) |
| Earnings | 88 (stronger) | 37 |
| Funding & liquidity | 61 | 99 (stronger) |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 89th | 48th |
| Total assets | $6.6B | $483.8M |
| Deposits / shares | $5.5B | $415.3M |
| Capital ratio | 15.47% (stronger) | 10.28% |
| Problem loans | 1.09% | 0.43% (stronger) |
| Net charge-offs | 0.59% | 0.45% (stronger) |
| Return on assets | 1.70% (stronger) | 0.42% |
| Loans ÷ deposits | 98.9% | 61.3% (stronger) |
| Uninsured deposits | 8.4% | 3.2% (stronger) |
| Offices | 33 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.7% | 24.6% |
Genisys Credit Union has the higher TellerScore (81 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Genisys Credit Union leads on 3 and Jolt Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.