Side-by-side · Q2 2026 data
Genoa Community Bank vs Adams State Bank
Metric by metric
| Measure | Genoa Community Bank | Adams State Bank |
|---|---|---|
| TellerScore | 85 | 91 (stronger) |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 81 | 84 (stronger) |
| Funding & liquidity | 67 | 70 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 78th | 90th |
| Total assets | $70.5M | $70.2M |
| Deposits / shares | $59.7M | $54.2M |
| Capital ratio | 12.92% | 16.62% (stronger) |
| Problem loans | 0.00% (stronger) | 0.09% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.52% | 1.59% (stronger) |
| Loans ÷ deposits | 76.4% (stronger) | 90.1% |
| Uninsured deposits | 30.1% | 14.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Adams State Bank has the higher TellerScore (91 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Genoa Community Bank leads on 2 and Adams State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.