Headquartered in Genoa, Nebraska, Genoa Community Bank is a state-chartered bank with $70.5M in total assets and $59.7M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1903.
Genoa Community Bank has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 78% of its 546 banks with under $100 million in assets. Among 139 banks headquartered in Nebraska, it ranks 29th. Loan quality contributes the most (100/100, 0.00%); funding & liquidity contributes the least (67/100, 76% loans-to-deposits, 30% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (82 → 85), mostly because the earnings component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 81 |
| Q4 2024 | 80 |
| Q1 2025 | 80 |
| Q2 2025 | 82 |
| Q3 2025 | 83 |
| Q4 2025 | 82 |
| Q1 2026 | 84 |
| Q2 2026 | 85 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.44% |
| Q3 2024 | 12.70% |
| Q4 2024 | 12.51% |
| Q1 2025 | 12.41% |
| Q2 2025 | 12.83% |
| Q3 2025 | 12.89% |
| Q4 2025 | 12.76% |
| Q1 2026 | 13.02% |
| Q2 2026 | 12.92% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.09% |
| Q3 2024 | 1.18% |
| Q4 2024 | 1.19% |
| Q1 2025 | 1.05% |
| Q2 2025 | 1.24% |
| Q3 2025 | 1.32% |
| Q4 2025 | 1.35% |
| Q1 2026 | 1.32% |
| Q2 2026 | 1.52% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 85 | $70.5M | 12.92% | 0.00% | 1.52% | 76.4% |
| Q1 2026 | 84 | $70.5M | 13.02% | 0.00% | 1.32% | 79.7% |
| Q4 2025 | 82 | $70.6M | 12.76% | 0.00% | 1.35% | 89.5% |
| Q3 2025 | 83 | $67.9M | 12.89% | 0.00% | 1.32% | 81.9% |
| Q2 2025 | 82 | $71.0M | 12.83% | 0.00% | 1.24% | 82.8% |
| Q1 2025 | 80 | $68.1M | 12.41% | 0.00% | 1.05% | 81.8% |
| Q4 2024 | 80 | $70.7M | 12.51% | 0.00% | 1.19% | 96.4% |
| Q3 2024 | 81 | $67.0M | 12.70% | 0.00% | 1.18% | 84.9% |
| Q2 2024 | 80 | $66.0M | 12.44% | 0.00% | 1.09% | 81.8% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Adams State BankBank Adams, NE | 91 out of 100, Very strong | $70.2M | 16.6% | 0.09% | vs |
| Battle Creek State BankBank Battle Creek, NE | 81 out of 100, Strong | $71.0M | 14.4% | 0.00% | vs |
| American Exchange BankBank Elmwood, NE | 72 out of 100, Strong | $69.7M | 9.6% | 0.98% | vs |
| Nebraska State BankBank Oshkosh, NE | 79 out of 100, Strong | $74.1M | 18.1% | 1.40% | vs |
| Commercial State BankBank Republican City, NE | 97 out of 100, Very strong | $75.5M | 28.6% | 0.00% | vs |
| Stanton State BankBank Stanton, NE | 74 out of 100, Strong | $64.8M | 9.7% | 0.24% | vs |
Deposit insurance
Is my money safe at Genoa Community Bank?
Yes. Genoa Community Bank is an FDIC-insured institution (FDIC certificate #5408). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 30.1% of deposits ($18.0M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.92%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.16% (benchmark: 10%).
1 location
Branches
Genoa Community Bank lists 1 office in 1 city. Most locations:
- Genoa, NE (1)
Identity & history
Profile
- Legal name
- Genoa Community Bank
- Former names
- The Genoa National Bank
- Type
- State-chartered bank
- FDIC certificate #
- 5408
- RSSD ID
- 2750
- Primary regulator
- FDIC
- Established
- January 1, 1903
- Headquarters
- 502 Willard Ave, Genoa, NE 68640
- Website
- www.genoacb.com
- Employees
- 8
Quick answers
Genoa Community Bank: common questions
Is Genoa Community Bank FDIC insured?
Yes. Genoa Community Bank is an FDIC-insured institution (FDIC certificate #5408). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Genoa Community Bank's TellerScore?
85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Genoa Community Bank ever failed?
There is no failure record for FDIC certificate #5408 in the FDIC failed bank list.
How many branches does Genoa Community Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Genoa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Homestead BankBank Cozad, NE | 91 out of 100, Very strong | $537.0M | 18.6% | 0.20% | vs |
| First Bank and Trust of FullertonBank Fullerton, NE | 87 out of 100, Very strong | $108.3M | 14.2% | 0.00% | vs |
| Nebraska Energy Federal Credit UnionCredit union Columbus, NE | 87 out of 100, Very strong | $327.7M | 19.3% | 0.05% | vs |
| BankFirstBank Norfolk, NE | 85 out of 100, Very strong | $1.2B | 15.3% | 0.84% | vs |
| Madison County BankBank Madison, NE | 85 out of 100, Very strong | $613.2M | 15.1% | 0.37% | vs |
| Union Bank and Trust CompanyBank Lincoln, NE | 76 out of 100, Strong | $9.2B | 10.6% | 0.32% | vs |