Side-by-side · Q2 2026 data
Genoa Community Bank vs BankFirst
Metric by metric
| Measure | Genoa Community Bank | BankFirst |
|---|---|---|
| TellerScore | 85 | 85 |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 100 (stronger) | 72 |
| Earnings | 81 | 97 (stronger) |
| Funding & liquidity | 67 (stronger) | 53 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 78th | 97th |
| Total assets | $70.5M | $1.2B |
| Deposits / shares | $59.7M | $804.7M |
| Capital ratio | 12.92% | 15.31% (stronger) |
| Problem loans | 0.00% (stronger) | 0.84% |
| Net charge-offs | 0.00% (stronger) | 0.39% |
| Return on assets | 1.52% | 1.92% (stronger) |
| Loans ÷ deposits | 76.4% (stronger) | 89.4% |
| Uninsured deposits | 30.1% (stronger) | 31.1% |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.8% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Genoa Community Bank leads on 4 and BankFirst on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.