Side-by-side · Q2 2026 data
Genoa Community Bank vs Madison County Bank
Metric by metric
| Measure | Genoa Community Bank | Madison County Bank |
|---|---|---|
| TellerScore | 85 | 85 |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 81 (stronger) | 73 |
| Funding & liquidity | 67 (stronger) | 56 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 78th | 88th |
| Total assets | $70.5M | $613.2M |
| Deposits / shares | $59.7M | $479.2M |
| Capital ratio | 12.92% | 15.11% (stronger) |
| Problem loans | 0.00% (stronger) | 0.37% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.52% (stronger) | 1.33% |
| Loans ÷ deposits | 76.4% (stronger) | 94.9% |
| Uninsured deposits | 30.1% | 23.4% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 5 directional measures above (where higher or lower is clearly better), Genoa Community Bank leads on 3 and Madison County Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.