Side-by-side · Q2 2026 data
Genoa Community Bank vs Union Bank and Trust Company
Metric by metric
| Measure | Genoa Community Bank | Union Bank and Trust Company |
|---|---|---|
| TellerScore | 85 (stronger) | 76 |
| Capital cushion | 79 (stronger) | 56 |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 81 | 86 (stronger) |
| Funding & liquidity | 67 | 69 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 78th | 80th |
| Total assets | $70.5M | $9.2B |
| Deposits / shares | $59.7M | $7.5B |
| Capital ratio | 12.92% (stronger) | 10.65% |
| Problem loans | 0.00% (stronger) | 0.32% |
| Net charge-offs | 0.00% (stronger) | 0.10% |
| Return on assets | 1.52% | 1.66% (stronger) |
| Loans ÷ deposits | 76.4% (stronger) | 91.6% |
| Uninsured deposits | 30.1% | 11.8% (stronger) |
| Offices | 1 | 37 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
Genoa Community Bank has the higher TellerScore (85 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Genoa Community Bank leads on 5 and Union Bank and Trust Company on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.