Side-by-side · Q2 2026 data
Georgia Community Bank vs Flint Federal Credit Union
Metric by metric
| Measure | Georgia Community Bank | Flint Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 99 (stronger) |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 58 | 100 (stronger) |
| Earnings | 92 | 93 (stronger) |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 72nd | 99th |
| Total assets | $375.0M | $2.9M |
| Deposits / shares | $321.7M | $2.0M |
| Capital ratio | 13.67% | 30.01% (stronger) |
| Problem loans | 1.25% | 0.00% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.80% | 1.83% (stronger) |
| Loans ÷ deposits | 78.4% | 56.3% (stronger) |
| Uninsured deposits | 27.9% | 0.0% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.3% | — |
Flint Federal Credit Union has the higher TellerScore (99 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Georgia Community Bank leads on 0 and Flint Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Reynolds, GA