Headquartered in Reynolds, Georgia, Flint Federal Credit Union is a federal credit union with $2.9M in total assets and $2.0M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1964.
Based on its Q2 2026 filing, Flint Federal Credit Union scores 99/100, which we describe as very strong. That is higher than 99% of 2,479 credit unions with under $100 million in assets. Among 71 credit unions headquartered in Georgia, it ranks 1st. Its five components are fairly even, ranging from 93 to 100 out of 100.
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (100 → 99).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 100 |
| Q3 2024 | 98 |
| Q4 2024 | 100 |
| Q1 2025 | 100 |
| Q2 2025 | 100 |
| Q3 2025 | 100 |
| Q4 2025 | 98 |
| Q1 2026 | 98 |
| Q2 2026 | 99 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 26.73% |
| Q3 2024 | 26.35% |
| Q4 2024 | 27.58% |
| Q1 2025 | 27.52% |
| Q2 2025 | 27.98% |
| Q3 2025 | 27.87% |
| Q4 2025 | 28.79% |
| Q1 2026 | 28.86% |
| Q2 2026 | 30.01% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.24% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.34% |
| Q3 2024 | 2.15% |
| Q4 2024 | 1.99% |
| Q1 2025 | 2.17% |
| Q2 2025 | 2.15% |
| Q3 2025 | 2.09% |
| Q4 2025 | 1.75% |
| Q1 2026 | 1.76% |
| Q2 2026 | 1.83% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 99 | $2.9M | 30.01% | 0.00% | 1.83% | 56.3% |
| Q1 2026 | 98 | $2.9M | 28.86% | 0.00% | 1.76% | 54.8% |
| Q4 2025 | 98 | $2.9M | 28.79% | 0.00% | 1.75% | 58.6% |
| Q3 2025 | 100 | $3.0M | 27.87% | 0.00% | 2.09% | 56.5% |
| Q2 2025 | 100 | $2.9M | 27.98% | 0.00% | 2.15% | 56.1% |
| Q1 2025 | 100 | $2.9M | 27.52% | 0.00% | 2.17% | 48.9% |
| Q4 2024 | 100 | $2.8M | 27.58% | 0.00% | 1.99% | 54.5% |
| Q3 2024 | 98 | $2.9M | 26.35% | 0.24% | 2.15% | 53.5% |
| Q2 2024 | 100 | $2.8M | 26.73% | 0.00% | 2.34% | 54.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| United Neighborhood Federal Credit UnionCredit union Augusta, GA | 51 out of 100, Below average | $3.0M | 8.5% | 0.98% | vs |
| Macon-Bibb Employees Credit UnionCredit union Macon, GA | 63 out of 100, Moderate | $2.7M | 10.8% | 0.45% | vs |
| Coffee County Teachers Federal Credit UnionCredit union Douglas, GA | 50 out of 100, Below average | $3.1M | 19.8% | 3.44% | vs |
| Flint River Employees Federal Credit UnionCredit union Oglethorpe, GA | 82 out of 100, Strong | $1.7M | 38.1% | 0.22% | vs |
| Berrien Teachers Federal Credit UnionCredit union Nashville, GA | 60 out of 100, Moderate | $1.4M | 18.8% | 7.51% | vs |
| Locoga Federal Credit UnionCredit union Valdosta, GA | 48 out of 100, Below average | $4.5M | 7.1% | 1.35% | vs |
Deposit insurance
Is my money safe at Flint Federal Credit Union?
Yes. Flint Federal Credit Union is a federally insured credit union (NCUA charter #16085). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 30.01%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Flint Federal Credit Union lists 2 offices in 1 city. Most locations:
- Reynolds, GA (2)
Identity & history
Profile
- Legal name
- Flint Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 16085
- RSSD ID
- 381286
- Primary regulator
- NCUA
- Established
- 1964
- Headquarters
- PO Box 374, Reynolds, GA 31076
- Employees
- 2
Quick answers
Flint Federal Credit Union: common questions
Is Flint Federal Credit Union NCUA insured?
Yes. Flint Federal Credit Union is a federally insured credit union (NCUA charter #16085). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Flint Federal Credit Union's TellerScore?
99 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Flint Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Reynolds
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Robins Financial Credit UnionCredit union Warner Robins, GA | 94 out of 100, Very strong | $5.0B | 17.6% | 0.40% | vs |
| Sunmark Community BankBank Perry, GA | 92 out of 100, Very strong | $556.6M | 14.6% | 0.02% | vs |
| Flint River Employees Federal Credit UnionCredit union Oglethorpe, GA | 82 out of 100, Strong | $1.7M | 38.1% | 0.22% | vs |
| Georgia Community BankBank Albany, GA | 78 out of 100, Strong | $375.0M | 13.7% | 1.25% | vs |
| Vallant BankBank Elberton, GA | 78 out of 100, Strong | $4.0B | 12.7% | 0.51% | vs |
| American Pride BankBank Macon, GA | 77 out of 100, Strong | $1.0B | 14.1% | 0.00% | vs |