Side-by-side · Q2 2026 data
Georgia Heritage Federal Credit Union vs Geovista Federal Credit Union
Credit union
Georgia Heritage Federal Credit Union
Savannah, Georgia · $100 million – $1 billion
Metric by metric
| Measure | Georgia Heritage Federal Credit Union | Geovista Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 60 |
| Capital cushion | 54 (stronger) | 37 |
| Loan quality | 89 (stronger) | 64 |
| Earnings | 32 | 43 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 41st | 21st |
| Total assets | $162.7M | $247.2M |
| Deposits / shares | $143.5M | $224.6M |
| Capital ratio | 10.38% (stronger) | 8.68% |
| Problem loans | 0.34% (stronger) | 1.08% |
| Net charge-offs | 0.27% (stronger) | 1.11% |
| Return on assets | 0.30% | 0.57% (stronger) |
| Loans ÷ deposits | 77.0% | 44.6% (stronger) |
| Uninsured deposits | 4.5% | 2.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | — |
Georgia Heritage Federal Credit Union has the higher TellerScore (67 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Georgia Heritage Federal Credit Union leads on 4 and Geovista Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.