Headquartered in Hinesville, Georgia, Geovista Federal Credit Union is a federal credit union with $247.2M in total assets and $224.6M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1964.
Based on its Q2 2026 filing, Geovista Federal Credit Union scores 60/100, which we describe as moderate. That is higher than only 21% of 1,341 credit unions with $100 million – $1 billion. Among 71 credit unions headquartered in Georgia, it ranks 56th. Its strongest component is funding & liquidity (100/100; 45% loans-to-deposits, 3% uninsured), and its lowest is capital cushion (37/100; 8.68%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (58 → 60), mostly because the earnings component improved by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 64 |
| Q4 2024 | 64 |
| Q1 2025 | 59 |
| Q2 2025 | 58 |
| Q3 2025 | 60 |
| Q4 2025 | 58 |
| Q1 2026 | 58 |
| Q2 2026 | 60 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.05% |
| Q3 2024 | 8.11% |
| Q4 2024 | 8.22% |
| Q1 2025 | 8.18% |
| Q2 2025 | 8.26% |
| Q3 2025 | 8.60% |
| Q4 2025 | 8.51% |
| Q1 2026 | 8.53% |
| Q2 2026 | 8.68% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.74% |
| Q3 2024 | 0.85% |
| Q4 2024 | 0.84% |
| Q1 2025 | 1.00% |
| Q2 2025 | 0.89% |
| Q3 2025 | 1.03% |
| Q4 2025 | 1.12% |
| Q1 2026 | 1.06% |
| Q2 2026 | 1.08% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.11% |
| Q3 2024 | 1.07% |
| Q4 2024 | 1.08% |
| Q1 2025 | 0.56% |
| Q2 2025 | 0.34% |
| Q3 2025 | 0.58% |
| Q4 2025 | 0.52% |
| Q1 2026 | 0.43% |
| Q2 2026 | 0.57% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 60 | $247.2M | 8.68% | 1.08% | 0.57% | 44.6% |
| Q1 2026 | 58 | $246.4M | 8.53% | 1.06% | 0.43% | 44.5% |
| Q4 2025 | 58 | $243.9M | 8.51% | 1.12% | 0.52% | 45.2% |
| Q3 2025 | 60 | $238.8M | 8.60% | 1.03% | 0.58% | 46.9% |
| Q2 2025 | 58 | $241.1M | 8.26% | 0.89% | 0.34% | 46.1% |
| Q1 2025 | 59 | $242.8M | 8.18% | 1.00% | 0.56% | 45.8% |
| Q4 2024 | 64 | $237.4M | 8.22% | 0.84% | 1.08% | 48.1% |
| Q3 2024 | 64 | $232.4M | 8.11% | 0.85% | 1.07% | 49.8% |
| Q2 2024 | 65 | $226.5M | 8.05% | 0.74% | 1.11% | 50.7% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mygeorgia Credit UnionCredit union Gainesville, GA | 72 out of 100, Strong | $258.5M | 11.0% | 0.54% | vs |
| Marshland Credit UnionCredit union Brunswick, GA | 64 out of 100, Moderate | $272.9M | 8.7% | 0.22% | vs |
| Excel Federal Credit UnionCredit union Norcross, GA | 79 out of 100, Strong | $174.0M | 13.6% | 0.50% | vs |
| Georgia Heritage Federal Credit UnionCredit union Savannah, GA | 67 out of 100, Moderate | $162.7M | 10.4% | 0.34% | vs |
| Go Energy Financial Credit UnionCredit union Tucker, GA | 72 out of 100, Strong | $152.6M | 11.8% | 0.46% | vs |
| Core Credit UnionCredit union Statesboro, GA | 79 out of 100, Strong | $151.6M | 12.8% | 0.37% | vs |
Deposit insurance
Is my money safe at Geovista Federal Credit Union?
Yes. Geovista Federal Credit Union is a federally insured credit union (NCUA charter #16168). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.6% of shares and deposits ($5.8M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 8.68%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Geovista Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Fort Stewart, GA (1)
- Hinesville, GA (1)
Identity & history
Profile
- Legal name
- Geovista Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 16168
- RSSD ID
- 758888
- Primary regulator
- NCUA
- Established
- 1964
- Headquarters
- PO Box 132, Hinesville, GA 31310
- Employees
- 81
Quick answers
Geovista Federal Credit Union: common questions
Is Geovista Federal Credit Union NCUA insured?
Yes. Geovista Federal Credit Union is a federally insured credit union (NCUA charter #16168). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Geovista Federal Credit Union's TellerScore?
60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Geovista Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Hinesville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Interstate Credit UnionCredit union Jesup, GA | 89 out of 100, Very strong | $410.9M | 15.8% | 0.54% | vs |
| Southeastern BankBank Darien, GA | 86 out of 100, Very strong | $624.9M | 13.4% | 0.38% | vs |
| Altamaha Federal Credit UnionCredit union Jesup, GA | 83 out of 100, Strong | $74.1M | 14.1% | 0.22% | vs |
| South Georgia BankBank Glennville, GA | 81 out of 100, Strong | $269.5M | 10.6% | 0.16% | vs |
| Great Oaks BankBank Richmond Hill, GA | 76 out of 100, Strong | $422.0M | 10.3% | 0.10% | vs |
| Membersfirst Credit UnionCredit union Decatur, GA | 76 out of 100, Strong | $429.0M | 11.7% | 0.20% | vs |