Side-by-side · Q2 2026 data
Georgia'S Own Credit Union vs Robins Financial Credit Union
Credit union
Robins Financial Credit Union
Warner Robins, Georgia · $1 billion – $10 billion
Metric by metric
| Measure | Georgia'S Own Credit Union | Robins Financial Credit Union |
|---|---|---|
| TellerScore | 50 | 94 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 62 | 87 (stronger) |
| Earnings | 0 | 97 (stronger) |
| Funding & liquidity | 72 | 90 (stronger) |
| Problem-loan coverage | 82 | 97 (stronger) |
| Peer percentile | 6th | 99th |
| Total assets | $4.2B | $5.0B |
| Deposits / shares | $3.6B | $4.1B |
| Capital ratio | 9.99% | 17.61% (stronger) |
| Problem loans | 1.15% | 0.40% (stronger) |
| Net charge-offs | 2.84% | 0.42% (stronger) |
| Return on assets | -1.12% | 1.91% (stronger) |
| Loans ÷ deposits | 88.3% | 70.6% (stronger) |
| Uninsured deposits | 12.2% | 7.2% (stronger) |
| Offices | 15 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Robins Financial Credit Union has the higher TellerScore (94 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Georgia'S Own Credit Union leads on 0 and Robins Financial Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Eastman, GA