Side-by-side · Q2 2026 data
Geovista Federal Credit Union vs Membersfirst Credit Union
Metric by metric
| Measure | Geovista Federal Credit Union | Membersfirst Credit Union |
|---|---|---|
| TellerScore | 60 | 76 (stronger) |
| Capital cushion | 37 | 67 (stronger) |
| Loan quality | 64 | 93 (stronger) |
| Earnings | 43 | 52 (stronger) |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 21st | 68th |
| Total assets | $247.2M | $429.0M |
| Deposits / shares | $224.6M | $376.8M |
| Capital ratio | 8.68% | 11.73% (stronger) |
| Problem loans | 1.08% | 0.20% (stronger) |
| Net charge-offs | 1.11% | 0.25% (stronger) |
| Return on assets | 0.57% | 0.80% (stronger) |
| Loans ÷ deposits | 44.6% (stronger) | 78.0% |
| Uninsured deposits | 2.6% (stronger) | 3.7% |
| Offices | 2 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Membersfirst Credit Union has the higher TellerScore (76 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Geovista Federal Credit Union leads on 2 and Membersfirst Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.