Side-by-side · Q2 2026 data
Geovista Federal Credit Union vs Mygeorgia Credit Union
Metric by metric
| Measure | Geovista Federal Credit Union | Mygeorgia Credit Union |
|---|---|---|
| TellerScore | 60 | 72 (stronger) |
| Capital cushion | 37 | 60 (stronger) |
| Loan quality | 64 | 82 (stronger) |
| Earnings | 43 | 54 (stronger) |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 21st | 57th |
| Total assets | $247.2M | $258.5M |
| Deposits / shares | $224.6M | $225.2M |
| Capital ratio | 8.68% | 11.02% (stronger) |
| Problem loans | 1.08% | 0.54% (stronger) |
| Net charge-offs | 1.11% | 0.66% (stronger) |
| Return on assets | 0.57% | 0.85% (stronger) |
| Loans ÷ deposits | 44.6% (stronger) | 71.4% |
| Uninsured deposits | 2.6% | 2.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 38.3% |
Mygeorgia Credit Union has the higher TellerScore (72 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Geovista Federal Credit Union leads on 1 and Mygeorgia Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.