Side-by-side · Q2 2026 data
Gerber Federal Credit Union vs Community West Credit Union
Metric by metric
| Measure | Gerber Federal Credit Union | Community West Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 66 |
| Capital cushion | 52 (stronger) | 43 |
| Loan quality | 70 | 88 (stronger) |
| Earnings | 50 (stronger) | 35 |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 41st | 37th |
| Total assets | $259.5M | $252.4M |
| Deposits / shares | $233.0M | $229.1M |
| Capital ratio | 10.19% (stronger) | 9.33% |
| Problem loans | 0.89% | 0.37% (stronger) |
| Net charge-offs | 0.54% | 0.26% (stronger) |
| Return on assets | 0.74% (stronger) | 0.38% |
| Loans ÷ deposits | 60.5% (stronger) | 63.7% |
| Uninsured deposits | 2.5% (stronger) | 3.9% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.2% | 16.4% |
Gerber Federal Credit Union has the higher TellerScore (67 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Gerber Federal Credit Union leads on 5 and Community West Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.