Side-by-side · Q2 2026 data
Gerber Federal Credit Union vs Tri-Cities Credit Union
Metric by metric
| Measure | Gerber Federal Credit Union | Tri-Cities Credit Union |
|---|---|---|
| TellerScore | 67 | 86 (stronger) |
| Capital cushion | 52 | 89 (stronger) |
| Loan quality | 70 | 98 (stronger) |
| Earnings | 50 | 58 (stronger) |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 41st | 80th |
| Total assets | $259.5M | $51.3M |
| Deposits / shares | $233.0M | $43.7M |
| Capital ratio | 10.19% | 13.92% (stronger) |
| Problem loans | 0.89% | 0.05% (stronger) |
| Net charge-offs | 0.54% | 0.13% (stronger) |
| Return on assets | 0.74% | 0.96% (stronger) |
| Loans ÷ deposits | 60.5% (stronger) | 71.4% |
| Uninsured deposits | 2.5% (stronger) | 5.5% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.2% | — |
Tri-Cities Credit Union has the higher TellerScore (86 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Gerber Federal Credit Union leads on 2 and Tri-Cities Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.